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Balance continued to increase. In 2014, the basic medical insurance pool fund balance accumulated 553.7 billion yuan, an increase of 73.1 billion yuan over the previous year, an increase of 15.2%, an increase of 287.6 billion yuan over 2009, average annual growth of 15.8%. In contrast, spending growth fund faster. In 2014, the fund expenditures 669.7 billion yuan (co-ordinate fund expenditures 416 billion yuan, 253.7 billion yuan expenditure of personal accounts), an increase of 86.7 billion yuan over the previous year, an increase of 14.9%, 1.1 percentage points higher than revenue growth, an increase of 406.7 billion compared with 2009 yuan, an average annual increase of 20.6%. Human Resources and Social Social Security Institute director Jin Weigang said earlier that the situation from 2013, there are 225 funds UEBMI emergence of regional co-ordination income over expenditure, accounting for 32% of the overall area of ​​urban workers, which 22 regional co-ordination will be spent, over the years accumulated balance of all. In terms of medical insurance for urban residents in 2013, there are 108 regional co-ordination appeared income over expenditure, health insurance funds have been overwhelmed, and now the medical insurance fund expenditure growth exceeded revenue growth. Accordance with the system design, the need to ensure the overall health insurance fund balance payment needs 6-9 months, if the deviation from the 'red line', or too little too many problems will arise. Medical insurance fund balance too much in 2009 was a very serious problem, in 2007, the rate of the overall fund balance as high as 34.8%, the average balance of 21.5 months, including most of the accumulated balance in Guangdong reached 56.2 months. 'Economic Information Daily' correspondent preliminary statistics based on publicly available data found that if the proportion of individuals in accordance with the overall fund and expenditure account 8: 5 ratio estimates, in 2014, there are three provinces there may be difficulties in system design to achieve this goal. In 2014, Tianjin fund spending 18.5 billion yuan, but the overall fund balance accumulated only 200 million yuan; Hubei fund spending 21.7 billion yuan, the overall fund balance accumulated 7.9 billion yuan; Guizhou fund expenditures $ 8.7 billion overall fund balance accumulated only 2.3 billion. In addition, the Chongqing Municipal Fund spending 156 yuan, the overall fund balance was 6.9 billion yuan, is also close to the 'red line.' Professor Insurance Institute of Foreign Economic and Trade University in Bowens believes that the current overall health insurance fund or surplus, but this one is the balance of settling down in history, the second is the overall data, specific to the current and certain regions, not