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President and Chief Risk Officer investigated for leadership responsibility, immediate termination of labor contracts, canceled their 2014 annual performance bonus and the subsequent long-term incentive award. Amendment 'credit business management accountability measures' to further improve and strengthen the credit accountability mechanisms. Second, actively promote non-performing loans and issue credit clearing income resolve. For non-performing loans and issue credit, actively implement 'a one policy,' the collection, preservation and disposal measures have achieved initial results. Initiate 18 proceedings, the preservation of the amount of 1.321 billion yuan. Third, vigorously compressed Foreign private enterprise credit scale. As of the end of November 2015, the province of private enterprises accounted for the balance of the line of credit open credit exposure 4.3%, compared with the end of 2012 during the peak period has dropped dramatically. Fourth, strengthen credit risk management. Revised 'Credit Review Committee task system', the abolition of the marketing lines jury, meeting the whole sound recording, credit review will further enhance the professionalism and independence. 2. Resources Trust for the illegal use of its own financial problems, Resources Trust has taken economic sanctions, the accountability process, measures to improve the system, and actively in economic losses, and further strengthen the comprehensive project management trust, regulate market transactions. First, actively carry out the recovery of assets. Resources Trust actively carry out the recovery of assets, to economic losses. Up to now, a project to recover the full principal amount of 100 million yuan, in addition to interest on overdue 17,801,000 yuan during recovery, but also to recover the penalty 5.086 million yuan; for pre-trial preparation work of other related projects have been completed, will further proceedings recovery work. Second is the responsible person for serious accountable. Financial Resources team by the team on the Resources Trust admonishing remarks, and impose a fine of 117,000 yuan. At the same time he is criticized for departing staff other than those responsible for eight and a fine of 570,000 yuan. The third is to strengthen the overall system construction and risk control. Resources Trust since 2012 has been fully stopped advances to customers, and the repeal of the original 'inherent in the use of funds management guidelines' advances business-related content, to eliminate the risk of such business fundamentally. Issued 'fair trade management approach', 'connected transaction management approach' and other systems, to further regulate employee trust company customers to purchase products and other acts, to prevent continuing connected transaction risks.